Consider this, a business has an EIN or Employer Identification Number which is similar to your Social Security Number. A business has income, expenses and pays taxes just like you do. A business also has a business plan where they monitor and track their financials and future goals. Do you have the same for yourself?

If you were to invest in a company, wouldn’t you want to see how they manage their resources? How is this different from someone wanting to invest in you? In short, Financial Planning can increase your wealth beyond your investments by answering questions like:

• Do I have the right investments in my portfolio
• What strategy should I use to lower my taxes
• Do I need a will or Life Insurance
• Should I refinance debt

So why do we do this? Because you are more than stocks and bonds.